What can you expect?

Our advice is proactive, independent and unbiased. We will follow a six stage financial planning process as out lined below:

Step 1: First Meeting
Step 2: Goal Setting Meeting
Step 3: Financial Bucket Presentation + Report
Step 4: Checkpoint
Step 5: Implementation
Step 6: Ongoing Review

We will also review your existing arrangements and give a "second opinion" as to whether they are suited to your requirements.

As a fee-based advisor, we have no financial conflict of interest in selling products, increasing investment transactions or modifying customer's portfolios. We will always have the best interests of our clients in mind. We only use investment funds, custodians and financial products which are commission free, and always negotiate with fund managers to reduce costs where possible. We will help you create a written investment plan tailored to you. It clearly sets out the most important factors that affect your personal financial decisions.  These include your investment goals and timescales, your attitude to risk, and your approach to diversification (spreading risk by investing money in several categories such as shares, bonds and property).

Review service

We offer an annual pre-scheduled face to face review meeting. These maximise the likelihood of you 'staying on track' and achieving your objectives.