The Bettr Blog

2015’s Winners and Losers

Jan 20, 2016 | Investing, Stock Markets

[vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column][vc_column_text]With the world seemingly coming to an end it might surprise you that most of the funds you invest in actually provided you with a positive return during 2015.[/vc_column_text][vc_empty_space][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column][qode_pricing_tables columns=”three_columns”][qode_pricing_table title=”Vanguard” price_font_weight=”” active=”no” price=”0.89%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

FTSE UK All Share Index Plus

[/qode_pricing_table][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”6.82%” currency=”-” price_period=”return 01/01/15 to 31/12/15″]

UK Value Fund

[/qode_pricing_table][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”13.43%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

UK Smaller Companies Fund

[/qode_pricing_table][/qode_pricing_tables][vc_empty_space][qode_pricing_tables columns=”three_columns”][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”0.09%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

International Value Fund

[/qode_pricing_table][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”3.89%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

International Core Equity Fund

[/qode_pricing_table][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”10.32%” currency=”-” price_period=”return 01/01/15 to 31/12/15″]

Emerging Markets Core Equity Fund

[/qode_pricing_table][/qode_pricing_tables][vc_empty_space][qode_pricing_tables columns=”three_columns”][qode_pricing_table title=”Dimensional” price_font_weight=”” active=”no” price=”1.30%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

Global Short Dated Fund

[/qode_pricing_table][qode_pricing_table title=”Vanguard” price_font_weight=”” active=”no” price=”1.25%” currency=”+” price_period=”return 01/01/15 to 31/12/15″]

Global Bond Index

[/qode_pricing_table][qode_pricing_table title=”Legal & General” price_font_weight=”” active=”no” price=”1.10%” currency=”-” price_period=”return 01/01/15 to 31/12/15″]

All Stocks Index Linked Gilt Index

[/qode_pricing_table][/qode_pricing_tables][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” text_align=”left” background_animation=”none” css_animation=””][vc_column][vc_column_text]As to what happens next, no-one knows for sure. That is the nature of risk. As Investors we can in the meantime protect ourselves by diversifying broadly across and within asset classes. Remember that first rule of investing – diversify, diversify, diversify.

It works too – as equity markets have fallen in the past few weeks bonds, in response, have rallied.

(Source: Dimensional Fund Advisors/Vanguard/Legal & General)

Past performance is shown net of Dimensional and Legal & General fees/Vanguard funds are chosen gross. Past performance does not necessarily indicate future performance. The investment return and principal value will fluctuate so that an investment’s shares/assets, when redeemed, may be worth more or less than their original cost.

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Disclaimer: This document is intended for informational purposes and no action should be taken or refrained from being taken as a consequence of it without consulting a suitably qualified and regulated person.  It does not constitute financial advice under the terms of the Financial Services and Markets Act 2000. It is not an offer to sell, or a solicitation of an offer to buy, the instruments described in this.

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than its original value. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful.