However difficult I find it; swimming off the coast of Donegal has become one of my most favourite things to do in life. But knowing that by stepping into those cold waters my body is going to recoil always makes me a little anxious.
Unlike last summer, when it seemed that the world might fall apart and stock markets collapsed by 20% (on the basis of some useless comments from a credit rating agency that the US had a debt problem!) this summer has been relatively benign.
In a NY Times feature, Dimensional vice-president Mark Gouchner discusses the benefits of remaining invested in a well-diversified portfolio over the past decade - and he uses his own retired parents as an example!
This year's ISA allowance has been increased to £11,280. Naturally we will be covering this with you at your next planning meeting. Should anyone wish to make use of their allowance before then, either by investing new monies or via a Bed & ISA exercise,