What We Believe

What We Believe

“Faith is the bird that feels the light when the dawn is still dark.” Rabindranath Tagore What We Believe If we ever needed (another) lesson on how the stock market works surely 2023 provided exactly that! After the Dow, the S&P 500 and the Nasdaq 100 (all US...
2023 – Where did it go?!

2023 – Where did it go?!

As we bid farewell to an incredibly quick 2023, here’s what we noticed/did along the way… Faith in the markets proved right again Whilst some misguided people fell to the temptation of a 5% cash return those of you who remained patient and disciplined (read all of...
Can there be too much of a good thing?

Can there be too much of a good thing?

Looking back at 2023, it has been a highly positive year for your investment portfolio, with all funds demonstrating either excellent or good returns at the time of writing. However, as in any financial journey, occasional anomalies may arise. The eagle eyed amongst...
The penny has finally dropped – I think I know how you are feeling…

The penny has finally dropped – I think I know how you are feeling…

There was definitely a time when I used to look forward to flying. The truth is nowadays, I really, really don’t like flying… I find the whole experience a bore. Security lines take forever, you are cramped, the seats are uncomfortable and often...
Baillie Gifford and learning to say I am sorry…

Baillie Gifford and learning to say I am sorry…

Perhaps understandably the words ‘financial planner’ and ‘sorry’ don’t get to feature in the same sentence all that often.  But if Elton John’s lyric “sorry seems to be the hardest word” is true maybe they should. Indeed, as Shona happily tells me, saying...